New York Insurance Coverage and Surety Litigation Attorneys
The lawyers at Muchmore & Associates PLLC are experienced in litigating insurance coverage disputes under general liability, property and casualty, and workers compensation insurance contracts, and litigation over premium calculations. The firm's attorneys also litigate claims against sureties in relation to performance bonds, payment bonds, and mechanic's lien discharge bonds.
New York is an insurer-friendly jurisdiction and does not recognize an independent cause of action for bad faith denials of coverage. As a result, insurance companies often disclaim coverage until a law firm is retained to litigate a claim against the policy. Insurance companies in New York often disclaim coverage on the basis of late notice of an insurance claim, although New York Insurance Law § 3420 to require insurance companies to demonstrate prejudice in order to disclaim coverage. Insurance carriers have a broad duty to defend their insureds from lawsuits, even when the claim lacks merit and no liability exists on the part of the insurer or the insured to the claimant.
Our Lawyers know Insurance Coverage and Surety Disputes
Our firm's lawyers are experienced in prosecuting claims for insurance coverage and claims against surety bonds in the New York courts. Where coverage exists, we can draft a notice of claim and demand for defense and indemnification to the insurance carrier. If the insurer disclaims coverage, we can commence a declaratory judgment action to require the insurer to provide defense and indemnification, and we can defend you from the underlying claim in the interim. The firm's lawyers are particularly experienced with insurance and surety disputes involving the construction industry. We prosecute claims against sureties under payment bonds, performance bonds, and mechanic's lien discharge bonds, and defend such claims on behalf of sureties and contractors serving as principals. We are also familiar with the issues that lead insurers to disclaim coverage, such as action-over exclusions and New York Limitation Endorsements. We can review your policy to ensure such exclusions will not result in a disclaimer when you need coverage.
Contact Us to Schedule a Free Initial Consultation
Contact Muchmore & Associates PLLC at (917) 932-0299 to schedule a free initial consultation if you are involved in an insurance or surety dispute, including the following:
MUCHMORE & ASSOCIATES PLLC
Muchmore & Associates PLLC
217 Havemeyer Street, 4th Floor
Brooklyn, New York 11211
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